Arizona DPA
Maricopa County, Arizona

Phoenix Down Payment Assistance

Phoenix home buyers can access up to $21,250 in down payment assistance through Arizona HOME Plus. As the state capital and largest city, Phoenix offers diverse neighborhoods from urban downtown to suburban communities.

$21,250
Max DPA (5%)
3 Years
Forgiveness Period
640
Min Credit Score
$136K
Income Limit

Why Buy in Phoenix?

All Phoenix ZIP codes eligible for HOME Plus
Access to both HOME Plus and Arizona Is Home programs
Strong job market with major employers
Growing metro with new construction options

Phoenix Housing Market

$425,000
Median Home Price
$21,250
Max DPA Available
1.6 million
Population

How to Get Phoenix DPA

1

Check Your Eligibility

Take our 60-second quiz to see if you qualify for HOME Plus DPA in Phoenix. You need income under $136,609 and a 640+ credit score.

2

Get Pre-Approved

We'll help you get pre-approved for a mortgage + DPA. This shows Phoenixsellers you're a serious buyer.

3

Close on Your Phoenix Home

Receive up to $21,250 in down payment assistance at closing. The DPA is forgiven after 3 years of living in your home.

Phoenix DPA FAQs

What's the maximum DPA for Phoenix?

HOME Plus provides up to 5% of your loan amount. With Phoenix's median home price of $425,000, that's approximately $21,250.

Do I have to be a first-time buyer to get Phoenix DPA?

No! HOME Plus is available to all buyers, not just first-time home buyers. Repeat buyers can qualify too.

What areas of Phoenix are eligible?

All ZIP codes in Phoenix and throughout Maricopa County are eligible for HOME Plus down payment assistance.

Ready to Buy in Phoenix?

Take 60 seconds to check your eligibility for up to $21,250 in down payment assistance for your Phoenix home purchase.

Check My Eligibility
Tanner Cook, NMLS #2090424Zac Cook, NMLS #2111496Cornerstone First, NMLS #173855