Surprise Down Payment Assistance
Surprise is one of the fastest-growing cities in Arizona with excellent new construction options. HOME Plus can provide nearly $20,000 in DPA.
Why Buy in Surprise?
Surprise Housing Market
How to Get Surprise DPA
Check Your Eligibility
Take our 60-second quiz to see if you qualify for HOME Plus DPA in Surprise. You need income under $136,609 and a 640+ credit score.
Get Pre-Approved
We'll help you get pre-approved for a mortgage + DPA. This shows Surprisesellers you're a serious buyer.
Close on Your Surprise Home
Receive up to $19,750 in down payment assistance at closing. The DPA is forgiven after 3 years of living in your home.
Surprise DPA FAQs
What's the maximum DPA for Surprise?
HOME Plus provides up to 5% of your loan amount. With Surprise's median home price of $395,000, that's approximately $19,750.
Do I have to be a first-time buyer to get Surprise DPA?
No! HOME Plus is available to all buyers, not just first-time home buyers. Repeat buyers can qualify too.
What areas of Surprise are eligible?
All ZIP codes in Surprise and throughout Maricopa County are eligible for HOME Plus down payment assistance.
Ready to Buy in Surprise?
Take 60 seconds to check your eligibility for up to $19,750 in down payment assistance for your Surprise home purchase.
Check My Eligibility