Tucson Down Payment Assistance
Tucson home buyers have access to BOTH HOME Plus (statewide) AND the Pima Tucson Homebuyer's Solution (PTHS). That lets Tucson buyers compare two assistance programs side by side.
Why Buy in Tucson?
Tucson Housing Market
How to Get Tucson DPA
Check Your Eligibility
Take our 60-second quiz to see if you qualify for HOME Plus DPA in Tucson. Borrower income (only the people on the loan) must be at or under $155,386, and your credit score has to meet the program minimum and any lender requirement, which we confirm when we review your file.
Get Pre-Approved
We'll help you get pre-approved for a mortgage + DPA. This shows Tucsonsellers you're a serious buyer.
Close on Your Tucson Home
Receive HOME Plus assistance at closing, sized as a percentage of your first-mortgage amount (up to 4%), so the exact figure is set once your loan amount is. On the forgivable option there is no monthly payment, and the second lien is forgiven in full after 60 months; sell or refinance before then and it is repaid. A non-forgivable option is also available.
Tucson DPA FAQs
What's the maximum DPA for Tucson?
HOME Plus provides up to 4% of your first-mortgage amount. The dollar figure follows the loan you take, not the Tucson sale price, and it appears on your Loan Estimate once the loan amount is set.
Do I have to be a first-time buyer to get Tucson DPA?
No! HOME Plus is available to all buyers, not just first-time home buyers. Repeat buyers can qualify too.
What areas of Tucson are eligible?
All ZIP codes in Tucson and throughout Pima County are eligible for HOME Plus down payment assistance.
Ready to Buy in Tucson?
Take 60 seconds to check your eligibility for HOME Plus assistance of up to 4% of your first-mortgage amount on a Tucson home.
Check My Eligibility