Income limits, credit requirements, and eligibility criteria for Arizona DPA.
The current HOME Plus income limit is $146,503 statewide for Arizona buyers in 2026, up from prior years. How the limit works and who qualifies.
Can you combine gift funds with Arizona down payment assistance? How gift letters, seller concessions, and DPA can work together on one purchase.
Which income counts toward the Arizona DPA limit? How lenders calculate qualifying income for HOME Plus, from overtime to self-employment.
You don't have to be a first-time buyer to get Arizona down payment assistance. HOME Plus and PTHS are available to repeat buyers. Here's how it works.
Yes, you can qualify for Arizona down payment assistance with a 640 credit score. Learn the requirements for HOME Plus and PTHS programs and tips to improve your score.
Complete guide to Arizona down payment assistance income limits for all 15 counties. HOME Plus limit is $136,609 statewide. PTHS varies by household size.