Income limits, credit requirements, and eligibility criteria for Arizona DPA.
The 2026 HOME Plus income limit is $155,386 of borrower income in every Arizona county. How the limit works, whose income counts, and options if you're over.
Can you combine gift funds with Arizona down payment assistance? How gift letters, seller concessions, and DPA can work together on one purchase.
Which income counts toward the Arizona DPA limit? How lenders calculate qualifying income for HOME Plus, from overtime to self-employment.
You don't have to be a first-time buyer to get Arizona down payment assistance. HOME Plus and PTHS are available to repeat buyers. Here's how it works.
How credit scores work for Arizona down payment assistance, why the HOME Plus minimum and a lender's minimum can differ, and steps to strengthen your score.
Complete guide to Arizona down payment assistance income limits for all 15 counties. HOME Plus limit is $155,386 statewide. PTHS varies by household size.